Helping Middle Tennessee home owners achieve the American dream
If you can dream it, we can help you buy it. At the Membrillo Team, our expert loan officers make applying for a mortgage loan the easiest part of your home-buying process. We educate and guide buyers through the buying or refinance process to find the right mortgage loan to meet their needs. Based in Brentwood, Tennessee, the Membrillo Team is powered by CMG Home Loans, a fully functional Conventional and Government HUD-approved lender.
We offer:
Guidance and support from pre-approval through closing
Above-and-beyond personal service
A stress-free loan experience for all your home financing needs
Rapid closings to get in your dream home faster
Loan Programs
CONVENTIONAL mortgage
A conventional fixed mortgage over 30, 25, 15 or 10 years is a great choice for monthly mortgage payments that stay the same throughout the life of the loan. Qualify with as little as 3% down, or refinance up to 95% of your primary home’s value.
FHA loan
An FHA loan gives you a government-insured loan with flexible choices. FHA is an alternative to the 3% conventional mortgage, with a 3.5% down payment and more flexible options for borrowers who have less than perfect credit scores.
refinanCE loans
Whether you’re looking to reduce your payment with a rate/term refinance or cash out to consolidate debt or remodel your home, we’re here to serve your refinance needs. You also can skip two monthly payments with a refinance.
VA loan
Thank you for your service, veterans! Eligible veterans (active or discharged) are eligible for a zero-down, zero-mortgage insurance loan with great rates. VA loans are one of the best loan products out there, and we’re proud to serve your loan needs.
THDA GREAT CHOICE loans
This program through the Tennessee Housing Development Agency is available to first-time homebuyers. Purchase a 30-year, fixed-rate loan with little to no money down. THDA’s Hardest Hit Funds program also offers money for closing costs.
jumbo loan
For any purchase with a loan amount greater than $494,500, we offer Jumbo products with as little as 10% down, and no mortgage insurance, up to $1.5 million. Available in fixed rates over 30, 25, 20, 15 or 10 years or competitive ARM products.
Contact us today
Whether you want to get started now applying for a mortgage loan, or you have general questions about rates or options, we’re here to help.
Use the form below to let us know how we can support you in any step of the mortgage loan process. Our general response time is less than one business day.
For faster response, send us a Facebook message.